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Property
Certified

Certified

3.25% Assumable
1 / 38

$499,000

($205,132 down)
FHA

18040 W LOUISE Drive, Surprise, AZ 85387

4
3
3,021 sqft

Servicer

Lakeview Loancare
PITI Monthly
$1,822.5 /mo

Assumed Rate

3.25%
7.15%

Principal & Interest

$1,274 /mo
$1,978 /mo
$54,929 in interest paid off

Listing courtesy of: Juli Deddo, Delex Realty

What's Special

DININGSPACIOUSDECK

3.25% ASSUMABLE FHA LOAN! 2nd loan available! Tile flooring downstairs, wood look floors upstairs, plush carpet in bedrooms. Gorgeous kitchen has white quartz counters over smoke stained cabinets, and a white subway tile backsplash. Floor plan flows to great room with brick look feature wall and includes a formal dining or office area, and a full BR and bath downstairs. 3 additional bedrooms upstairs including a spacious master with walk in closet and dual vanities, and a giant loft/family room (could be made into 2 more bedrooms.) Plantation shutters. Outside features a 10x13 metal top pergola on a wood deck, a grassy area to romp in, and faces north for constant shade. Enjoy a quiet lot next to a common area just a short walk to amenities at Copper Park. WELCOME HOME!

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.25
Remaining Loan Term
23 years, 10 months
Monthly PITI
$1,822.5/mo
Estimated Loan Balance
$281,389
Cash to close
$205,132
Interest Paid
$54,929

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms4
  • Bathrooms3
Cooling & Heating
  • CoolingCentral Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • HeatingENERGY STAR Qualified Equipment, Electric
Interior Features
  • MaterialsStucco, Wood Frame, Painted
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesNone
  • FlooringCarpet, Laminate, Tile

Exterior

Fencing
  • FencingBlock
Roof
  • RoofTile
Parking
  • GarageNo
  • Garage Spaces3
  • CarportNo
  • Carport Spaces3
Water
  • SewerSewer in & Cnctd, Public Sewer
  • Water SourcePvt Water Company
Pool
  • Has PoolNo
  • Pool FeaturesNone

Construction

Type & Style
  • Stories2
  • Home TypeSingle Family Residence
  • Architectural StyleSanta Barbara/Tuscan
Materials
  • Construction MaterialsStucco, Wood Frame, Painted
  • RoofTile
Condition
  • Year Built2019
Details
  • BuilderGarrett Walker Homes LLC

Community & HOA

Community
  • SubdivisionAUSTIN RANCH WEST PARCEL 1
  • FeaturesPickleball, Community Spa, Community Spa Htd, Community Pool, Playground
HOA
  • Has HOAYes
  • HOA NameNorth Copper Canyon
  • HOA AmenitiesUnknown
  • HOA Fee$62
  • HOA FrequencyMonthly
Location
  • RegionSurprise

Financial Details

Financial Info
  • Price per Sqft$165.18
  • Tax Annual Amount$2,087
  • On Market Date2025-03-12T08:00:03.000Z
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MLS ID: 6833815

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-07-16T09:10:00.204Z

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