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630 Trails End Court, Cotopaxi, CO 81223

6.75%

7.15%

$3,024

$3,223

$394,500($21,347 down)

630 Trails End Court, Cotopaxi, CO 81223

1859 N WESTFALL Lane, Casa Grande, AZ 85122

4.75%

7.15%

$2,358

$3,022

$399,000($37,400 down)

1859 N WESTFALL Lane, Casa Grande, AZ 85122

13621 W TUCKEY Court, Glendale, AZ 85307

3.75%

7.15%

$4,090

$5,930

$1,199,900($480,899 down)

13621 W TUCKEY Court, Glendale, AZ 85307

1560 E MELROSE Drive, Casa Grande, AZ 85122

5.25%

7.15%

$1,822

$1,981

$253,000($12,094 down)

1560 E MELROSE Drive, Casa Grande, AZ 85122

3440 W KRALL Street, Phoenix, AZ 85017

4.125%

7.15%

$1,755

$2,353

$400,000($147,340 down)

3440 W KRALL Street, Phoenix, AZ 85017

12844 W CLAREMONT Street, Litchfield Park, AZ 85340

2.875%

7.15%

$2,706

$4,140

$1,050,000($603,700 down)

12844 W CLAREMONT Street, Litchfield Park, AZ 85340

9285 Birr Court, Colorado Springs, CO 80927

2.625%

7.15%

$1,976

$3,144

$474,900($120,358 down)

9285 Birr Court, Colorado Springs, CO 80927

260 E ESTERO Lane, Litchfield Park, AZ 85340

3.25%

7.15%

$3,744

$5,717

$1,375,000($712,516 down)

260 E ESTERO Lane, Litchfield Park, AZ 85340

2071 E PIEDMONT Place, Casa Grande, AZ 85122

4.625%

7.15%

$2,556

$3,205

$442,000($26,280 down)

2071 E PIEDMONT Place, Casa Grande, AZ 85122

2796 E INCA Lane, San Tan Valley, AZ 85140

2.75%

7.15%

$1,969

$2,733

$559,000($253,922 down)

2796 E INCA Lane, San Tan Valley, AZ 85140

731 N ORACLE Street, Mesa, AZ 85203

2.75%

7.15%

$1,216

$1,888

$475,000($265,873 down)

731 N ORACLE Street, Mesa, AZ 85203

8812 N 67TH Drive, Peoria, AZ 85345

4.5%

7.15%

$2,876

$3,835

$505,000($34,331 down)

8812 N 67TH Drive, Peoria, AZ 85345

6603 W VIA DONA Road, Phoenix, AZ 85083

4.625%

7.15%

$4,020

$5,307

$738,500($80,700 down)

6603 W VIA DONA Road, Phoenix, AZ 85083

8783 W Weeping Dalea Drive Drive, Marana, AZ 85653

4.99%

7.15%

$2,626

$3,309

$474,900($64,953 down)

8783 W Weeping Dalea Drive Drive, Marana, AZ 85653

18040 W LOUISE Drive, Surprise, AZ 85387

3.25%

7.15%

$1,823

$2,600

$499,000($205,132 down)

18040 W LOUISE Drive, Surprise, AZ 85387

41838 W ANNE Lane, Maricopa, AZ 85138

3.125%

7.15%

$1,358

$1,933

$338,000($151,972 down)

41838 W ANNE Lane, Maricopa, AZ 85138

12351 W PALMAIRE Avenue, Glendale, AZ 85307

3.25%

7.15%

$2,510

$3,702

$439,950($23,428 down)

12351 W PALMAIRE Avenue, Glendale, AZ 85307

17962 W ELM Street, Goodyear, AZ 85395

3.25%

7.15%

$3,642

$5,615

$829,000($129,241 down)

17962 W ELM Street, Goodyear, AZ 85395

7904 Morton Drive, Fountain, CO 80817

5.75%

7.15%

$3,408

$3,987

$506,000($20,131 down)

7904 Morton Drive, Fountain, CO 80817

630 Trails End Court, Cotopaxi, CO 81223

6.75%

7.15%

$3,024

$3,223

$394,500($21,347 down)

630 Trails End Court, Cotopaxi, CO 81223

1859 N WESTFALL Lane, Casa Grande, AZ 85122

4.75%

7.15%

$2,358

$3,022

$399,000($37,400 down)

1859 N WESTFALL Lane, Casa Grande, AZ 85122

13621 W TUCKEY Court, Glendale, AZ 85307

3.75%

7.15%

$4,090

$5,930

$1,199,900($480,899 down)

13621 W TUCKEY Court, Glendale, AZ 85307

1560 E MELROSE Drive, Casa Grande, AZ 85122

5.25%

7.15%

$1,822

$1,981

$253,000($12,094 down)

1560 E MELROSE Drive, Casa Grande, AZ 85122

3440 W KRALL Street, Phoenix, AZ 85017

4.125%

7.15%

$1,755

$2,353

$400,000($147,340 down)

3440 W KRALL Street, Phoenix, AZ 85017

12844 W CLAREMONT Street, Litchfield Park, AZ 85340

2.875%

7.15%

$2,706

$4,140

$1,050,000($603,700 down)

12844 W CLAREMONT Street, Litchfield Park, AZ 85340

9285 Birr Court, Colorado Springs, CO 80927

2.625%

7.15%

$1,976

$3,144

$474,900($120,358 down)

9285 Birr Court, Colorado Springs, CO 80927

260 E ESTERO Lane, Litchfield Park, AZ 85340

3.25%

7.15%

$3,744

$5,717

$1,375,000($712,516 down)

260 E ESTERO Lane, Litchfield Park, AZ 85340

2071 E PIEDMONT Place, Casa Grande, AZ 85122

4.625%

7.15%

$2,556

$3,205

$442,000($26,280 down)

2071 E PIEDMONT Place, Casa Grande, AZ 85122

2796 E INCA Lane, San Tan Valley, AZ 85140

2.75%

7.15%

$1,969

$2,733

$559,000($253,922 down)

2796 E INCA Lane, San Tan Valley, AZ 85140

731 N ORACLE Street, Mesa, AZ 85203

2.75%

7.15%

$1,216

$1,888

$475,000($265,873 down)

731 N ORACLE Street, Mesa, AZ 85203

8812 N 67TH Drive, Peoria, AZ 85345

4.5%

7.15%

$2,876

$3,835

$505,000($34,331 down)

8812 N 67TH Drive, Peoria, AZ 85345

6603 W VIA DONA Road, Phoenix, AZ 85083

4.625%

7.15%

$4,020

$5,307

$738,500($80,700 down)

6603 W VIA DONA Road, Phoenix, AZ 85083

8783 W Weeping Dalea Drive Drive, Marana, AZ 85653

4.99%

7.15%

$2,626

$3,309

$474,900($64,953 down)

8783 W Weeping Dalea Drive Drive, Marana, AZ 85653

18040 W LOUISE Drive, Surprise, AZ 85387

3.25%

7.15%

$1,823

$2,600

$499,000($205,132 down)

18040 W LOUISE Drive, Surprise, AZ 85387

41838 W ANNE Lane, Maricopa, AZ 85138

3.125%

7.15%

$1,358

$1,933

$338,000($151,972 down)

41838 W ANNE Lane, Maricopa, AZ 85138

12351 W PALMAIRE Avenue, Glendale, AZ 85307

3.25%

7.15%

$2,510

$3,702

$439,950($23,428 down)

12351 W PALMAIRE Avenue, Glendale, AZ 85307

17962 W ELM Street, Goodyear, AZ 85395

3.25%

7.15%

$3,642

$5,615

$829,000($129,241 down)

17962 W ELM Street, Goodyear, AZ 85395

7904 Morton Drive, Fountain, CO 80817

5.75%

7.15%

$3,408

$3,987

$506,000($20,131 down)

7904 Morton Drive, Fountain, CO 80817

630 Trails End Court, Cotopaxi, CO 81223

6.75%

7.15%

$3,024

$3,223

$394,500($21,347 down)

630 Trails End Court, Cotopaxi, CO 81223

1859 N WESTFALL Lane, Casa Grande, AZ 85122

4.75%

7.15%

$2,358

$3,022

$399,000($37,400 down)

1859 N WESTFALL Lane, Casa Grande, AZ 85122

13621 W TUCKEY Court, Glendale, AZ 85307

3.75%

7.15%

$4,090

$5,930

$1,199,900($480,899 down)

13621 W TUCKEY Court, Glendale, AZ 85307

1560 E MELROSE Drive, Casa Grande, AZ 85122

5.25%

7.15%

$1,822

$1,981

$253,000($12,094 down)

1560 E MELROSE Drive, Casa Grande, AZ 85122

3440 W KRALL Street, Phoenix, AZ 85017

4.125%

7.15%

$1,755

$2,353

$400,000($147,340 down)

3440 W KRALL Street, Phoenix, AZ 85017

12844 W CLAREMONT Street, Litchfield Park, AZ 85340

2.875%

7.15%

$2,706

$4,140

$1,050,000($603,700 down)

12844 W CLAREMONT Street, Litchfield Park, AZ 85340

9285 Birr Court, Colorado Springs, CO 80927

2.625%

7.15%

$1,976

$3,144

$474,900($120,358 down)

9285 Birr Court, Colorado Springs, CO 80927

260 E ESTERO Lane, Litchfield Park, AZ 85340

3.25%

7.15%

$3,744

$5,717

$1,375,000($712,516 down)

260 E ESTERO Lane, Litchfield Park, AZ 85340

2071 E PIEDMONT Place, Casa Grande, AZ 85122

4.625%

7.15%

$2,556

$3,205

$442,000($26,280 down)

2071 E PIEDMONT Place, Casa Grande, AZ 85122

2796 E INCA Lane, San Tan Valley, AZ 85140

2.75%

7.15%

$1,969

$2,733

$559,000($253,922 down)

2796 E INCA Lane, San Tan Valley, AZ 85140

731 N ORACLE Street, Mesa, AZ 85203

2.75%

7.15%

$1,216

$1,888

$475,000($265,873 down)

731 N ORACLE Street, Mesa, AZ 85203

8812 N 67TH Drive, Peoria, AZ 85345

4.5%

7.15%

$2,876

$3,835

$505,000($34,331 down)

8812 N 67TH Drive, Peoria, AZ 85345

6603 W VIA DONA Road, Phoenix, AZ 85083

4.625%

7.15%

$4,020

$5,307

$738,500($80,700 down)

6603 W VIA DONA Road, Phoenix, AZ 85083

8783 W Weeping Dalea Drive Drive, Marana, AZ 85653

4.99%

7.15%

$2,626

$3,309

$474,900($64,953 down)

8783 W Weeping Dalea Drive Drive, Marana, AZ 85653

18040 W LOUISE Drive, Surprise, AZ 85387

3.25%

7.15%

$1,823

$2,600

$499,000($205,132 down)

18040 W LOUISE Drive, Surprise, AZ 85387

41838 W ANNE Lane, Maricopa, AZ 85138

3.125%

7.15%

$1,358

$1,933

$338,000($151,972 down)

41838 W ANNE Lane, Maricopa, AZ 85138

12351 W PALMAIRE Avenue, Glendale, AZ 85307

3.25%

7.15%

$2,510

$3,702

$439,950($23,428 down)

12351 W PALMAIRE Avenue, Glendale, AZ 85307

17962 W ELM Street, Goodyear, AZ 85395

3.25%

7.15%

$3,642

$5,615

$829,000($129,241 down)

17962 W ELM Street, Goodyear, AZ 85395

7904 Morton Drive, Fountain, CO 80817

5.75%

7.15%

$3,408

$3,987

$506,000($20,131 down)

7904 Morton Drive, Fountain, CO 80817

Assuming a loan is a win-win for everyone

Mortgage assumptions can significantly lower a buyer's monthly payments, have lower interest rates, and offer savings on closing costs.

Learn more about buying

For sellers, mortgage assumptions open the door to a larger pool of qualified buyers. Many times this results in higher sales prices.

Learn more about selling

Realtors can grow their business with assumptions by offering the ultimate win-win proposition for both buyers and sellers.

Learn more and grow

What is assumable?

What is an assumable mortgage?

An assumable mortgage allows a homebuyer to take over the seller's current loan, locking in lower interest rates and saving on closing costs.

At UMe, assuming a mortgage is straightforward and secure. With over 5,000 certified properties across 20+ cities and a network of 200+ trusted agents, we connect buyers, sellers, and realtors to simplify the process of assuming mortgages.

Explore our listings, discover the advantages of assumable mortgages and join us in reshaping the home buying and selling experience today.

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How it works with UMe

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Find homes you're interested in

Search through thousands of properties and inquire to the ones you're most interested in.

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2

Get pre-screened to assume

UMe qualifies you to make sure you're eligible to assume with a low rate, hassle-free.

Apply to assume

3

Close on your dream home

UMe collects 1% of the purchase price and works with all parties for a stress-free experience.

Learn how it works

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Assume a Loan

Discover your dream home on our website and seamlessly assume the existing loan for a smooth transition.

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Apply to Assume

Explore our financing options for assumable homes, making your dream property more accessible.

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Learn how loan assumptions work, guided by our certified agents for the best support.

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